20592 Mockingbird Avenue
Apple Valley, CA, 92308
$539,000
MLS: HD25277372
Beds
5
Baths
3
Sq Ft
2,661
Lot
0.46 ac
Year Built
1990
MLS #
HD25277372
Days on Market
84
Listed
Jan 9, 2026
Description
Seller will consider helping with Buyer's closing costs at the right price! **New beautiful laminate flooring!!*** “Eligible for $10,000 forgivable loan (no payments, no interest) to cover closing costs, rate buy-down and/or down payment. 100% financing available with NO MI.”***Entertainers Dream*** POOL, POOL, POOL with a waterfall! NEW AC AND HEATING UNIT!, Freshly painted, new carpet in the bedrooms. All the rest of the flooring is tile and laminate. Elegant 5 bedroom, 3 bathroom, 3 car garage home, situated on a half acre lot with a large pool and LOTS and LOTS of concrete and a basketball hoop with plenty of room for a FULL COURT basketball game and family barbecues and pool parties or whatever fun your heart desires. This property features a living room and family room and formal dining room and informal dining room plus a breakfast island, in the very large kitchen, with ample cabinets and a bar and sink near the family room with a fireplace! This large entertaining home has something for everyone! AND a DOWNSTAIRS BEDROOM!!! and indoor laundry room downstairs. The upstairs has a bridge that extends over the entrance and the living room. RV parking with a side gate to drive your RV behind the gate or even in the back yard. Separate stairs to the upstairs from the backyard and a separate fenced dog run. New ceiling fans in all bedrooms and the dining room, all new trending Black light fixtures and all new hardware in the kitchen. All kitchen and bathroom cabinets freshly painted white so you have a blank canvas to create your own Dream Home! Seller has found a replacement home and is ready to move.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Candace Foster · Keller Williams Victor Valley
Payment estimate
$4,044
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,900 · Loan: $485,100
- Principal & Interest
- $2,981
- Property tax (1.25%)
- $561
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $18,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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