20726 Nisqually
Apple Valley, CA, 92308
$499,999
MLS: IG26000430
Beds
4
Baths
2
Sq Ft
1,763
Lot
21500.00 ac
Year Built
2018
MLS #
IG26000430
Days on Market
63
Listed
Jan 2, 2026
Description
Welcome to this meticulously maintained 4-bedroom, 2-bathroom home in Apple Valley, offered by the original owners. This 1,763 sq ft residence seamlessly blends a cozy "home" feel with modern, high-end upgrades, offering the perfect sanctuary for any family. Step inside to find durable and clean ceramic tile flooring that flows through the main living spaces. The kitchen is a true centerpiece, boasting sleek granite countertops and ample cabinet space, perfect for preparing family meals or entertaining guests. The private master suite is a true retreat, featuring a spacious large closet and a spa-like ensuite with a luxurious soaking tub—a perfect place to unwind at the end of the day. Beyond the home's interior, you'll discover more incredible features. A tankless water heater ensures endless hot water on demand, while the huge, fully insulated garage provides not only secure parking but also a comfortable workspace or storage area year-round. The outdoor space is an entertainer's dream, with a fully fenced, large backyard that offers a private oasis for kids, pets, and summer barbecues. The space allows for you to Make it your own. The home also comes equipped with an environmentally friendly leased solar system, a valuable feature that helps reduce monthly utility costs. this is more than just a house—it's a place to call home. Seller is motivated and willing to assist buyers in some situations come check it out before its gone.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Cathrine Dadey · KELLER WILLIAMS VICTOR VALLEY
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $449,999
- Principal & Interest
- $2,765
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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