12790 Patoka Court
Apple Valley, CA, 92308
$450,000
MLS: HD26066667
Beds
3
Baths
3
Sq Ft
1,756
Lot
0.60 ac
Year Built
1983
MLS #
HD26066667
Days on Market
7
Listed
Mar 27, 2026
Description
Charming multi-unit property on over half an acre in a quiet cul-de-sac ideal for owner-occupant or investor. The main residence features 2 bedrooms, 1 bathroom and an airy open-concept living, dining and kitchen area. Attached 3-car garage provides ample storage and parking. Also included are two, self-contained units: a private 1-bedroom unit with full kitchen and bath, plus a separate studio with full kitchen and bath perfect for rental income, extended family, or guest suites. Separate entrances and private outdoor space for each unit enhance privacy and flexibility. Well-situated on a large lot with room for outdoor living, landscaping or future expansion. Don’t miss this rare cul-de-sac offering that blends comfortable living with strong income potential. Schedule your showing today.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Roberto Valenzuela · Keller Williams High Desert
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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