20741 E Avenue J12
Lancaster, CA, 93535
$287,000
MLS: SR25158480
Beds
2
Baths
1
Sq Ft
1,156
Lot
5.18 ac
Year Built
1958
MLS #
SR25158480
Days on Market
242
Listed
Jul 29, 2025
Description
Located on a 5-acre parcel with approximately 1.2 acres fenced, this view property offers privacy, space, and functionality. The home features stainless steel appliances, an electric stove, and an electric water heater. The spacious living room includes a brick fireplace. There are two bedrooms and one full bathroom. Exterior features include two carports, a detached garage with electrical on a concrete pad, multiple storage sheds, and drought-tolerant natural landscaping. Ideal for buyers seeking land, views, and versatile outdoor structures!
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Julia Santana · Rose District, Inc.
Payment estimate
$2,294
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,700 · Loan: $258,300
- Principal & Interest
- $1,587
- Property tax (1.25%)
- $299
- Homeowners insurance
- $300
- Mortgage insurance
- $108
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $10,045 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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