2076 Cedar Lane
Big Bear City, CA, 92314
$449,000
MLS: IG25088610
Beds
4
Baths
2
Sq Ft
1,519
Lot
0.09 ac
Year Built
2007
MLS #
IG25088610
Days on Market
340
Listed
Apr 22, 2025
Description
Are you looking for soaring vaulted ceilings, 3 bedrooms + a 4th bedroom/office/bonus room? This home is your opportunity to enjoy the natural light from inside or the outside deck that surrounds the living area. The lower level provides easy access to the garage and very spacious bonus room. The second story is your main level with desirable vaulted ceilings, corner fireplace and staircase leading up to the master suite. Also on the main level, you have 2 bedrooms, full bath and kitchen! The windows that span the front of the main living area are accented with 2 slider doors that lead to the front deck. The fenced back yard creates even more spaces to enjoy. This home feels spacious and has many spaces and features that might be prefect for you!
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Joel Cheek · eXp Realty of Southern California
Payment estimate
$3,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
- Principal & Interest
- $2,483
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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