Under ContractSingleFamilyResidence

2098 Covington Avenue

Simi Valley, CA, 93065

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$605,000

Original list price: $749,000

MLS: 225005690

Beds

3

Baths

2

Sq Ft

1,400

Lot

0.08 ac

Year Built

1974

MLS #

225005690

Days on Market

167

Listed

Nov 19, 2025

Description

Discover a truly unique end unit surrounded by lush greenery, providing both privacy and serenity. Nestled on the desirable west side of Simi Valley, this lovely home is just a stone's throw away from the community pool, making it perfect for those sunny California days!Step inside to find vaulted ceilings that create an open and airy ambiance. A sliding door conveniently opens into a versatile third bedroom, perfect for guests or a home office. Upstairs, you'll find a spacious loft, adding even more functionality to this well-designed layout.The three beautifully remodeled bathrooms showcase modern finishes that are sure to impress. The entire home is recessed and bright to offer both comfort and style. House also has a loft. Additional features include a one-car garage and a designated carport, giving you ample parking space. With full washer and dryer hookups in the unit, laundry is a breeze!Enjoy the fantastic amenities provided by the community with low monthly HOA dues. This is a rare opportunity to own a stunning property in a sought-after location. Make this dream home yours today!

Location

Simi Valley, Ventura County, CA 93065

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Listed by: Deborah Gates · eXp Realty of Greater Los Angeles Inc.

Payment estimate

$4,936

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $60,500 · Loan: $544,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,449
Property tax (1.25%)
$630
Homeowners insurance
$300
Mortgage insurance
$227
HOA dues
$330
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $21,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Simi Valley, CA 93065 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.