2100 Matthew Avenue
Rosamond, CA, 93560
$355,000
MLS: SR26155010
Beds
3
Baths
2
Sq Ft
1,345
Lot
0.16 ac
Year Built
1990
MLS #
SR26155010
Days on Market
1
Listed
Jul 16, 2026
Description
Ditch the high Los Angeles taxes and step into the spacious freedom of this beautiful Kern County 3-bedroom, 2-bathroom single-family home! Enjoy the massive perks of lower local sales tax rates while getting more home for your money. Designed with modern living in mind, this home boasts a coveted flexible floor plan featuring both a generous living room and a formal dining area. At the heart of the home is an open-concept kitchen that seamlessly overlooks both living spaces. The expansive counter space doubles as a breakfast bar—perfect for meal prep, a remote work setup, or laying out a massive spread for game day and holiday hosting. Situated on a highly desirable and fully fenced corner lot, this property is a dream for outdoor enthusiasts. It features a dedicated, secure gate with RV/boat parking—perfect for parking the big weekend toys you’ll save thousands on purchasing under Kern County's lower tax rates. Step outside to your private backyard oasis and enjoy cool summer breezes under the expansive covered concrete patio, perfect for year-round outdoor dining and entertaining.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Also listed on GAVAR · MLS# 26005504
Listed by: Chuck Simons · BGA Properties Inc
Payment estimate
$2,759
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500
Average 30-yr fixed rate 6.55% as of Jul 16, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,030
- Property tax (1%)
- $296
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 16, 2026
- 30-year fixed
- 6.55%
- 15-year fixed
- 5.93%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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