$334,000
MLS: 26004833
Beds
3
Baths
2
Sq Ft
1,343
Lot
0.07 ac
Year Built
2005
MLS #
26004833
Days on Market
47
Listed
Jun 19, 2026
Description
Welcome to your lifestyle upgrade in Santiago Estates! This charming 3-bed, 2-bath home is the perfect blend of modern efficiency and community living. Natural light flows through this 1,343 sq ft layout, you'll love the vaulted ceilings and unique features in this home like arched doorways, built in accent shelves. The bedrooms are nice sized and boasts a large master bedroom with a door to the covered back deck. The kitchen offers a nice breakfast bar, large pantry and spacious dining area and back deck. The solar energy system keeps utility costs low year-round. 2-car attached garage provides secure parking and storage, while low-maintenance landscaping means more time enjoying the community pool and walkable pathways. Santiago Estates offers that rare combination of affordable living with premium amenities panoramic views of the Antelope valley and close to the freeway ideal for first-time buyers, and anyone seeking a comfortable low maintenance lifestyle. Move-in ready and priced right for today's market.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Marcie Crytzer · Keller Williams Tehachapi
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,635
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,400 · Loan: $300,600
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,932
- Property tax (1%)
- $278
- Homeowners insurance
- $300
- Mortgage insurance
- $125
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $11,690 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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