21001 Carriage Drive
Tehachapi, CA, 93561
$439,900
MLS: 26002140
Beds
3
Baths
3
Sq Ft
1,735
Lot
0.28 ac
Year Built
2026
MLS #
26002140
Days on Market
43
Listed
Mar 13, 2026
Description
New Build, Located in desirable West Golden Hills, this 2 story home sits on 0.28 acres with mountain views. Offering 1,735 sq ft, it features 3 bedrooms, 2.5 bathrooms and an open concept floor plan. The main floor includes white shaker cabinets, quartz countertops, a laundry room, half bath, and 2 car garage. Upstairs has 3 bedrooms, primary suite with a large walk in closet. Additional highlights include paid off solar panels, energy efficient design, integrating modern comfort and savings.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Descygene Simunovich · Miramar International
Payment estimate
$3,264
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,990 · Loan: $395,910
- Principal & Interest
- $2,433
- Property tax (1%)
- $367
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $15,397 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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