$399,000
Original list price: $407,000
MLS: IV26145741
Beds
3
Baths
2
Sq Ft
1,310
Lot
0.29 ac
Year Built
1991
MLS #
IV26145741
Days on Market
35
Listed
Jul 5, 2026
Description
Move in ready 3 bed, 2 bath home in Golden Hills featuring modern upgrades, fresh interior/exterior paint, and new laminate flooring throughout. The bright open concept layout includes an updated kitchen with new cabinetry, beautiful countertops, modern fixtures, and a stylish island bar perfect for cooking, entertaining, and gathering. The primary suite offers a walk in closet, updated vanity, and a modern walk in shower. French doors provide direct access to the backyard for seamless indoor outdoor living. Situated on a spacious 0.28-acre lot, this home offers true outdoor living with a patio, storage shed, and stunning mountain views. Ideal for morning coffee, evening relaxation, or hosting guests.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: CRISTAL CASTRO · RE/MAX CHAMPIONS
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,097
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,315
- Property tax (1%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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