21015 Rio Vista
Needles, CA, 92363
$239,000
MLS: JT26127735
Beds
3
Baths
2
Sq Ft
1,200
Lot
0.20 ac
Year Built
1954
MLS #
JT26127735
Days on Market
5
Listed
Jun 11, 2026
Description
Newly Renovated 3-Bedroom Home Welcome to this beautifully updated 3-bedroom, 2-bath home offering modern finishes, comfortable living spaces, and an unbeatable location. Recent renovations include stylish new flooring, updated cabinetry, refreshed bathrooms, and fresh interior paint throughout, creating a move-in-ready home you’ll love from the moment you walk in. The spacious floor plan provides plenty of room for family living and entertaining, while the attached garage adds convenience and extra storage. Step outside to the large backyard, offering endless possibilities for outdoor gatherings, pets or gardening. Ideally located just minutes from the Colorado River, you’ll enjoy easy access to boating, fishing, and water recreation, as well as nearby desert trails for off-roading, and exploring the stunning desert landscape. Whether you’re looking for a primary residence, vacation getaway, or investment opportunity, this updated home combines comfort, style, and location in one exceptional package. Don’t miss your chance to make it yours!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Shantell Hazlewood · River Sisters Realty
Payment estimate
$2,001
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,900 · Loan: $215,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,362
- Property tax (1.25%)
- $249
- Homeowners insurance
- $300
- Mortgage insurance
- $90
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $8,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Needles, CA 92363 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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