1330 Santa Fe Circle
Needles, CA, 92363
$245,000
MLS: JT26067115
Beds
4
Baths
2
Sq Ft
1,316
Lot
0.17 ac
Year Built
1991
MLS #
JT26067115
Days on Market
1
Listed
Mar 28, 2026
Description
Welcome home!! You will love this adorable 4 bedroom 2 bath home with a 2 car garage. The home features an updated kitchen with new appliances, painted cabinets and granite countertops. Each bathroom has been beautifully finished, with the primary suite bathroom having a newly tiled walk in shower. Newer flooring and paint throughout make this home move in ready for you. Located in a desirable neighborhood and just minutes to the Colorado River. Enjoy the outdoors off-road riding with many trails nearby. You will not want to miss out on seeing this great property.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Shantell Hazlewood · River Sisters Realty
Payment estimate
$2,002
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,500 · Loan: $220,500
- Principal & Interest
- $1,355
- Property tax (1.25%)
- $255
- Homeowners insurance
- $300
- Mortgage insurance
- $92
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $8,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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