21018 85th Street
California City, CA, 93505
$325,000
MLS: 26000009
Beds
3
Baths
3
Sq Ft
1,694
Lot
0.17 ac
Year Built
2008
MLS #
26000009
Days on Market
117
Listed
Jan 1, 2026
Description
This well-maintained **3-bedroom, 3-bathroom home** features **marble and laminate flooring throughout**, offering a stylish and low-maintenance living space. The kitchen and bathrooms are upgraded with **granite countertops**, along with an **upgraded kitchen sink** that adds both functionality and appeal. The home offers **excellent privacy**, with generous spacing between neighboring properties. Conveniently located **just off the main street in California City**, this property provides **easy access to the freeway**, making commuting simple and efficient. Ideal for **first-time home buyers** or **investors looking for a solid rental opportunity**, this home is situated near neighborhood amenities while maintaining a quiet residential feel. The **seller is very motivated**, making this a great opportunity to secure a quality property at a competitive value. This beautiful **3-bedroom, 3-bathroom home** offers a perfect blend of comfort, style, and convenience. The home features **marble and laminate flooring throughout**, providing both elegance and easy maintenance. The kitchen and bathrooms are upgraded with **granite countertops**, along with an **upgraded kitchen sink**, making the space functional and modern. One of the standout features of this property is the **privacy**, thanks to the **decent spacing between adjacent properties**a valuable bonus for homeowners and tenants alike. The home is located **just off the main street that runs through California City**, allowing for **easy access to major roads and the freeway**, perfect for commuters. This property is an excellent opportunity for **first-time home buyers** or **investors seeking a strong rental property** in a desirable location. With a **highly motivated seller**, this is a great chance to secure a well-maintained home with solid long-term value.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Curtis Brown · Keller Williams Realty A.V.
Payment estimate
$2,490
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,500 · Loan: $292,500
- Principal & Interest
- $1,797
- Property tax (1%)
- $271
- Homeowners insurance
- $300
- Mortgage insurance
- $122
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $11,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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