21020 White Pine Drive
Tehachapi, CA, 93561
$615,000
MLS: 26002870
Beds
4
Baths
2
Sq Ft
2,537
Lot
0.52 ac
Year Built
1993
MLS #
26002870
Days on Market
6
Listed
Apr 10, 2026
Description
*RARE INGROUND POOL HOME* Welcome to this inviting 4-bedroom, 2-bathroom 2,537 sq. ft. home in the desirable West Golden Hills community of Tehachapi. This peaceful, scenic neighborhood features spacious lots, rolling hills, and stunning mountain views--perfect for those seeking a tranquil yet convenient lifestyle. Key Highlights - Rare inground pool (a true standout in the Tehachapi area) Versatile bonus room that functions as a theater, game room, office, or fifth bedroom First Impressions - Enter through the charming enclosed front porch/mudroom, which leads into a bright, open-concept floor plan. Vaulted wood-beam ceilings and large, beautiful windows flood the home with natural light. Custom baseboards, wood-plank flooring, and ceiling fans throughout add warmth and character. Living Spaces - The spacious family room features a centralized fireplace with a brick hearth and custom oak mantle--ideal for cozy gatherings. The custom kitchen is a cook's dream, complete with: Stone countertops and matching backsplash Stainless steel appliances, including a double oven and trash compactor Farmhouse sink Guarded window overlooking the sparkling pool and backyard Double island with ample seating and an adjacent dining area A recently remodeled guest bathroom serves the two main-floor bedrooms comfortably. Master Suite - Upstairs, the private master suite boasts an en-suite bathroom with dual sinks, two walk-in closets, custom stone and tile finishes, a luxurious walk-in shower, a relaxing Jacuzzi tub, and a built-in electric fireplace. Bonus Room - On the south side of the garage sits the oversized fourth bedroom/bonus room. It has been used flexibly as a home theater, game room, office, or additional bedroom. A stairway within the room leads to a large, insulated storage area--great for seasonal items or hobbies. Outdoor Oasis - Step outside to the expansive backyard, where a wraparound deck and covered patio create the perfect setting for entertaining or relaxing. The highlight is the inground swimming pool--rare for the area and ready for year-round enjoyment in Tehachapi's mild climate. The generous lot offers privacy and space to enjoy the beautiful hillside and valley views that define West Golden Hills. This home blends thoughtful custom details, functional living space, and exceptional outdoor amenities. Whether you're looking for family comfort, entertaining space, or a peaceful retreat, it delivers on every level. Ideal for buyers who want something special in a sought-after community. Ready to make it yours? Contact your real estate agent today for a private showing!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorena Semerenko · RE/MAX All-Pro
Payment estimate
$4,444
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,500 · Loan: $553,500
- Principal & Interest
- $3,401
- Property tax (1%)
- $513
- Homeowners insurance
- $300
- Mortgage insurance
- $231
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $21,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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