22801 Fran Drive
Tehachapi, CA, 93561
$575,000
Original list price: $625,000
MLS: AR25216112
Beds
3
Baths
2
Sq Ft
2,500
Lot
0.52 ac
Year Built
1981
MLS #
AR25216112
Days on Market
417
Listed
Sep 17, 2025
Description
Special Seller Incentive! Don't let current interest rates hold you back! Seller is offering up to $11,500 towards an interest rate buydown credit with an acceptable offer! What this means for you: lower your interest rates, drop your monthly payment by over $500 a month in your 1st year. Send a message to schedule a private walkthrough or get details on how the seller rate credit buy down works! This unique dual-residence property offers exceptional versatility, income potential, and amazing parcel of land. The meticulously maintained two-story home features two completely separate living levels, making it ideal for owner-occupants seeking rental income or a private space for extended family. The upper level includes two bedrooms and one full bath, filled with natural light, a cozy fireplace, an open kitchen, and a dramatic walkway with sweeping valley views. The lower level functions as a private one-bedroom, one-bath apartment with its own entrance, full kitchen, and walk-in closet, perfect for rental use or multi-generational living. A massive bonus room with pantry provides flexible space for a gym, studio, or hobby area, while a centrally located laundry room serves the entire home. The property also features a large 3–4 car garage with an additional dedicated tool room, ideal for storage or workshop use. Outdoors, the grounds are thoughtfully divided into multiple fenced areas suitable for pets, livestock, or hobby farming, including space for dogs, cats, chickens, goats, or horses. This is more than a home—it’s a rare opportunity to own a flexible property that can generate income, support multiple lifestyles, and grow in value over time.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Karen Ku · Karen Ku & Associates
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,501
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,506
- Property tax (1%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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