22801 Fran Drive
Tehachapi, CA, 93561
$625,000
MLS: AR25216112
Beds
5
Baths
2
Sq Ft
2,500
Lot
0.97 ac
Year Built
1981
MLS #
AR25216112
Days on Market
145
Listed
Sep 17, 2025
Description
This unique dual-residence property offers exceptional versatility, income potential, and an included bonus lot. The meticulously maintained two-story home features two completely separate living levels, making it ideal for owner-occupants seeking rental income or a private space for extended family. The upper level includes two bedrooms and one full bath, filled with natural light, a cozy fireplace, an open kitchen, and a dramatic walkway with sweeping valley views. The lower level functions as a private one-bedroom, one-bath apartment with its own entrance, full kitchen, and walk-in closet, perfect for rental use or multi-generational living. A massive bonus room with pantry provides flexible space for a gym, studio, or hobby area, while a centrally located laundry room serves the entire home. The property also features a large 3–4 car garage with an additional dedicated tool room, ideal for storage or workshop use. Outdoors, the grounds are thoughtfully divided into multiple fenced areas suitable for pets, livestock, or hobby farming, including space for dogs, cats, chickens, goats, or horses. Adding exceptional value, the sale includes a separate adjacent buildable lot with its own address, offering privacy, expanded animal use, or future development potential with zoning for up to two additional homes. This is more than a home—it’s a rare opportunity to own a flexible property that can generate income, support multiple lifestyles, and grow in value over time.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Karen Ku · Karen Ku & Associates
Payment estimate
$4,511
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,500 · Loan: $562,500
- Principal & Interest
- $3,456
- Property tax (1%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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