21031 Orchid Drive
California City, CA, 93505
$275,000
MLS: 26003287
Beds
3
Baths
2
Sq Ft
1,295
Lot
0.17 ac
Year Built
1978
MLS #
26003287
Days on Market
79
Listed
Apr 24, 2026
Description
Charming single-story home with endless potential! This inviting property features a spacious driveway, attached two-car garage, and welcoming curb appeal. Inside, you'll find a bright and beautifully updated kitchen complete with modern white cabinetry, sleek countertops, stylish tile backsplash, and abundant natural light that creates a warm and airy atmosphere perfect for everyday living and entertaining. Step outside to a generously sized backyard offering endless possibilities to create your ideal outdoor retreat, garden, or entertainment space. With privacy fencing already in place, this backyard is ready for your personal touch. Perfect for first-time buyers, investors, or anyone looking for a move-in-ready home with room to customize and grow. Conveniently located near shopping, dining, schools, and local amenities, this home combines comfort, functionality, and opportunity all in one. Don't miss your chance to make it yours!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Raul Toledo · Century 21 Masters
Payment estimate
$2,200
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,568
- Property tax (1%)
- $229
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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