21031 Orchid Drive
California City, CA, 93505
(No pictures available yet)
$289,999
Original list price: $310,000
MLS: SR26088698
Beds
3
Baths
2
Sq Ft
1,295
Lot
0.17 ac
Year Built
1978
MLS #
SR26088698
Days on Market
16
Listed
Apr 24, 2026
Description
This charming single-story home offers comfort, functionality, and great potential both inside and out. From the moment you arrive, you’ll appreciate the spacious driveway, attached two-car garage, and inviting front entry that sets the tone for this well-maintained property. Step inside to discover a beautifully kitchen featuring modern white cabinetry, sleek countertops, and a stylish tile backsplash. The space is filled with natural light from the wide window above the sink, creating a bright and airy environment perfect for cooking, entertaining, or enjoying your morning coffee. Clean lines and contemporary finishes make this kitchen a true highlight of the home. Outside, the property offers a generously sized backyard with endless possibilities. Whether you envision creating a lush garden, adding outdoor seating, or designing your own private retreat, this space is a blank canvas ready for your personal touch. The existing fencing provides privacy, while the open layout allows for flexibility in design. Ideal for first-time buyers, investors, or anyone looking to customize their outdoor space, this home combines move-in-ready interior features with room to grow. Conveniently located near local amenities, this property presents a fantastic opportunity to own a home with both comfort and potential. Don’t miss your chance to make it yours.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Raul Toledo · Century 21 Masters
Payment estimate
$2,302
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,000 · Loan: $260,999
- Principal & Interest
- $1,651
- Property tax (1%)
- $242
- Homeowners insurance
- $300
- Mortgage insurance
- $109
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $10,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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