7616 Xavier Avenue
California City, CA, 93505
$268,999
MLS: SR26002969
Beds
3
Baths
2
Sq Ft
1,100
Lot
0.18 ac
Year Built
1987
MLS #
SR26002969
Days on Market
1
Listed
Jan 6, 2026
Description
Beautiful property with so many possibilities located in California City! This is a 3-bedroom and 1-bathroom single story home that features laminated Flooring Through the Home. Spacious Living Room and Kitchen. Fresh paint through the Home.The backyard is fenced and has plenty of space for kids to play, plant a garden, just enjoy the outdoors. It is move-in ready and perfect for a growing family.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Gustavo Rodriguez · Real Broker
Payment estimate
$2,113
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,900 · Loan: $242,099
- Principal & Interest
- $1,487
- Property tax (1%)
- $224
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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