21044 Wisteria
Apple Valley, CA, 92308
$464,900
MLS: DW26013060
Beds
3
Baths
2
Sq Ft
1,661
Lot
0.43 ac
Year Built
2022
MLS #
DW26013060
Days on Market
77
Listed
Jan 22, 2026
Description
Beautifully maintained half acre ranch-style home offering 3 bedrooms and 2 bathrooms, highlighted by quartz countertops and an open-concept kitchen with a large center island ideal for casual dining and entertaining. The spacious bedrooms feature walk-in closets, and indoor laundry adds everyday convenience. The low-maintenance desert-landscaped front yard creates great curb appeal and leads to a two-car garage. RV ACCESS on both sides of the home provides excellent flexibility, while the paved backyard offers plenty of space for a boat, recreational toys, or additional vehicles. This home offers PAID OFF SOLAR. This move-in-ready home combines comfort, functionality, and versatility—an opportunity you won’t want to miss.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Victor Gutierrez · Century 21 LOTUS
Payment estimate
$3,529
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,490 · Loan: $418,410
- Principal & Interest
- $2,571
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,272 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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