11410 Otowi Road
Apple Valley, CA, 92308
$425,000
MLS: IV26076982
Beds
3
Baths
2
Sq Ft
1,500
Lot
0.47 ac
Year Built
1989
MLS #
IV26076982
Days on Market
7
Listed
Apr 9, 2026
Description
Set on an expansive lot just shy of half an acre, this beautifully reimagined home welcomes you with a sense of space, privacy, and possibility from the moment you arrive. Thoughtfully updated from top to bottom, the interior feels fresh and refined, blending modern upgrades with a warm, inviting atmosphere that instantly makes you feel at home. Natural light pours through the living spaces, highlighting the seamless flow between rooms and creating the perfect backdrop for both everyday living and effortless entertaining. With three comfortable bedrooms and two stylishly upgraded bathrooms, the layout offers a balance of functionality and comfort. Every detail has been carefully considered, resulting in a truly turnkey experience where you can simply move in and start your next chapter. Outside, the generous lot opens the door to endless potential—whether you envision creating an outdoor retreat, adding additional amenities, or simply enjoying the wide-open space. This is more than just a home; it’s a place where your story can unfold.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: NICHOLAS CARDENAS · REAL BROKER
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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