21089 Ottawa
Apple Valley, CA, 92308
$459,990
MLS: HD26069267
Beds
3
Baths
2
Sq Ft
1,508
Lot
0.41 ac
Year Built
1987
MLS #
HD26069267
Days on Market
17
Listed
Apr 1, 2026
Description
Experience POOL refined living in this exquisitely upgraded 3-bedroom, 2-bath residence with Electric Gate Opener, where comfort meets sophistication. Designed with both style and functionality in mind, this home showcases a beautifully enhanced interior with tasteful finishes throughout. Step outside into your own private oasis—an impeccably landscaped backyard featuring a sparkling pool, perfect for serene evenings or upscale entertaining under the desert sky. Every detail of this home invites relaxation and effortless hosting, making it an exceptional setting for gatherings with friends. Ideally located in the heart of Apple Valley, this property offers the perfect blend of tranquility, elegance, and convenience.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Osbaldo Jauregui · Waldo Realty, Inc
Payment estimate
$3,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,999 · Loan: $413,991
- Principal & Interest
- $2,544
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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