21124 Cross Creek Drive
Saugus, CA, 91350
$1,074,000
MLS: SW26108270
Beds
5
Baths
3
Sq Ft
3,076
Lot
0.49 ac
Year Built
2002
MLS #
SW26108270
Days on Market
5
Listed
May 22, 2026
Description
Original-owner home on a quiet cul-de-sac near the foothills of Haskell Canyon in Santa Clarita. Offering approximately 3,076 square feet on a nearly half-acre lot with no rear neighbors, this 5-bedroom, 3-bath residence combines space, privacy, and outdoor living in a well-established neighborhood setting. Inside, soaring ceilings and abundant natural light create an open feel throughout the main living areas. The 2018-updated kitchen features brown quartz countertops, slate flooring, pendant lighting, updated fixtures, an 8-foot long center island, five-burner cooktop, ample cabinetry, and views of the backyard, pool, and surrounding hills. The kitchen opens directly to the family room with wood-burning fireplace, creating a functional layout for everyday living and entertaining. The backyard is designed for year-round enjoyment and includes a temperature-controlled pool and spa with PebbleTec resurfacing completed in 2024, upgraded Pentair equipment, app-controlled lighting and systems, waterfall feature, covered BBQ island with seating and refrigerator, gas outdoor fireplace lounge, multiple patio areas, and solar landscape lighting. No rear neighbors allow for added privacy and foothill views. The flexible floorplan includes a downstairs bedroom and full bath, while upstairs features four generously sized bedrooms, an open landing overlooking the dining area, and a spacious primary suite with electric fireplace, covered balcony, large custom walk-in closet, and expansive bath area. Additional features include dual-pane windows, downstairs laundry, natural slate flooring throughout the first floor, 2-car garage, driveway parking, mature landscaping, lemon tree, blackberry bush, and proximity to parks, trails, and outdoor recreation.
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: Michael Rose · Coldwell Banker Assoc.Brks-CL
Payment estimate
$7,950
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $107,400 · Loan: $966,600
- Principal & Interest
- $6,129
- Property tax (1.25%)
- $1,119
- Homeowners insurance
- $300
- Mortgage insurance
- $403
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $37,590 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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