20523 Stella
Saugus, CA, 91350
$1,096,250
MLS: SR26025682
Beds
4
Baths
4
Sq Ft
3,153
Lot
0.95 ac
Year Built
2016
MLS #
SR26025682
Days on Market
74
Listed
Feb 4, 2026
Description
Discover this stunning contemporary home in the prestigious gated community of The Heights at Five Knolls, located in the heart of Santa Clarita. This beautifully designed two-story residence offers 4 bedrooms plus an office/bonus room (currently used as an office and easily convertible into a fifth bedroom), 3.5 bathrooms, and a spacious 3-car garage. Interior highlights include elegant tile and laminate flooring, a custom staircase, recessed lighting, and an open, light-filled floor plan. The luxurious primary suite features dual sinks, a walk-in closet, and a spa-inspired bathroom for ultimate comfort. Enjoy seamless indoor-outdoor living in your private, landscaped backyard oasis, complete with a high-end outdoor kitchen, stainless steel appliances, ambient lighting, and ceiling fans—perfect for entertaining or relaxing year-round. Residents enjoy access to resort-style amenities, including a clubhouse, sparkling pool, and spa, as well as nearby Golden Valley Park featuring a children’s playground and dog park. This exceptional home offers modern design, comfort, and lifestyle in one of Santa Clarita’s most desirable neighborhoods. A true must-see!
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: Eugene Solonin · Elite Realty Services Group
Payment estimate
$7,915
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,625 · Loan: $986,625
- Principal & Interest
- $6,062
- Property tax (1.25%)
- $1,142
- Homeowners insurance
- $300
- Mortgage insurance
- $411
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $38,369 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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