ActiveSingleFamilyResidence

21152 Cross Creek

Saugus, CA, 91350

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$899,000

MLS: SR26153700

Beds

3

Baths

3

Sq Ft

2,141

Lot

0.56 ac

Year Built

2002

MLS #

SR26153700

Days on Market

0

Listed

Jul 17, 2026

Description

Welcome to this beautifully remodeled single-story home nestled at the end of a quiet cul-de-sac on an expansive lot of more than half an acre! With NO HOA and built in 2002, it offers approximately 2,141 square feet of living space. This exceptional residence combines privacy, quality upgrades, and remarkable future potential. A spacious grassy front yard & inviting front patio create a warm first impression and provide the perfect setting for relaxing and enjoying the peaceful surroundings. Inside, the light-filled open floor plan showcases wood-like plank flooring, dual-pane windows, real wood plantation shutters, high-quality PEX plumbing, and thoughtful designer touches throughout. The open-concept kitchen features granite countertops, custom-colored cabinetry, an apron sink, and seamlessly flows into the family room. Making it ideal for both everyday living & entertaining. The family room is highlighted by a beautifully re-tiled wood-burning fireplace and a custom-built bookshelf with integrated storage. The spacious primary suite offers upgraded glass sliding doors leading to the backyard and a fully remodeled bathroom featuring quartz countertops and elegant finishes. The secondary Jack-and-Jill bathroom has been tastefully updated with custom stone countertops and a soaking tub. Additional improvements include upgraded toilets, upgraded sliding doors, a fully drywalled garage with built-in cabinetry, and a drop-down ladder providing access to generous attic storage. Approximately $200,000 has been invested in remodeling and upgrading the property. Including approximately $35,000 in front and rear yard hardscape and landscaping improvements. The colorful backyard creates a private & inviting outdoor environment with no rear neighbors. One of the property's most exciting features is the oversized rear lot. The elevated upper portion of the yard offers an extraordinary lifestyle and value-add potential. Presenting a rare opportunity for a future outdoor lounge, sunset view deck, entertaining terrace, wellness retreat, gardens, or possible guest house/ADU opportunities (buyer to verify). Conveniently located near scenic hiking trails and beautiful parks, including nearby Copper Hill Park. This move-in-ready home offers the perfect combination of privacy, modern upgrades, outdoor living, and future possibilities. A rare opportunity to own one of the neighborhood's most unique and versatile properties!

Location

Saugus, Los Angeles County, CA 91350

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Listed by: David Sevanian · Keller Williams VIP Properties

Payment estimate

$6,714

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100

%

Average 30-yr fixed rate 6.55% as of Jul 16, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$5,141
Property tax (1.25%)
$936
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 16, 2026

30-year fixed
6.55%
15-year fixed
5.93%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.