21157 Cross Creek
Saugus, CA, 91350
$949,000
MLS: SR26158977
Beds
4
Baths
3
Sq Ft
2,823
Lot
0.23 ac
Year Built
2002
MLS #
SR26158977
Days on Market
0
Listed
Jul 23, 2026
Description
Welcome home to this beautiful 4-bedroom, 2 1/2 bathroom two-story home, perfectly situated on a quiet cul-de-sac with scenic views of the surrounding hills. From the moment you step inside, you'll be greeted by soaring vaulted ceilings that fill the home with natural light and create an open, inviting feel. The updated kitchen is the heart of the home, offering modern finishes and plenty of space for cooking, gathering, and entertaining. Just beyond, the oversized family room provides the perfect place to relax or host family and friends. New flooring though-out! Step outside to your private backyard retreat, complete with a built-in BBQ and space to enjoy outdoor dining while taking in the peaceful hillside views. With its spacious layout, desirable location and wonderful indoor-outdoor living, this home offers the perfect blend of comfort, style and everyday functionality.
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: Margie Shaffer · RE/MAX of Santa Clarita
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,088
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,900 · Loan: $854,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,444
- Property tax (1.25%)
- $989
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $33,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Saugus, CA 91350 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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