2119 S Phoenix
Ontario, CA, 91761
$738,000
MLS: TR26059113
Beds
4
Baths
2
Sq Ft
1,426
Lot
0.18 ac
Year Built
1977
MLS #
TR26059113
Days on Market
32
Listed
Mar 18, 2026
Description
Fully Updated Single-Story 4-Bedroom Home in Prime Ontario Location! Welcome to this beautifully upgraded 4-bedroom, 2-bath single-story home, where style, comfort, and thoughtful improvements come together seamlessly. Featuring brand new flooring, fresh interior paint, a brand new permitted roof with a 50-year limited warranty, and a central HVAC system for year-round comfort, this home is truly move-in ready with major upgrades already completed. Step into a bright and inviting living space filled with natural light—perfect for both everyday living and entertaining. The updated bathrooms showcase sleek new vanities, while all-new outlets add a modern, functional touch throughout. The spacious kitchen offers ample workspace and flows effortlessly into the main living areas, enhanced by recessed lighting and energy-efficient double-pane windows. One of the standout features is the garage, offering excellent potential for conversion into a JADU—ideal for generating rental income, hosting extended family, or creating a private office or studio. Outside, enjoy a large, flat backyard with endless possibilities—perfect for gatherings, outdoor dining, or future expansion. The wide driveway provides generous parking for multiple vehicles. With no HOA and low property taxes, this home is conveniently located near shopping, dining, and major amenities including Food For Less, Grocery Outlet, Maclin Open Air Market, FWY 60, Home Depot, Ontario Airport, and Ontario Mills. A rare opportunity to own a turnkey home with modern upgrades, income potential, and lasting value!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Fan Tseung · ReMax 2000 Realty
Payment estimate
$5,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,800 · Loan: $664,200
- Principal & Interest
- $4,081
- Property tax (1.25%)
- $769
- Homeowners insurance
- $300
- Mortgage insurance
- $277
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $25,830 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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