212 Bay St 103
Santa Monica, CA, 90405
$2,299,000
MLS: 26848923
Beds
2
Baths
3
Sq Ft
2,200
Lot
0.14 ac
Year Built
2025
MLS #
26848923
Days on Market
53
Listed
Jun 18, 2026
Description
Discover a rare sense of place at 212 Bay Street, where sophisticated architecture by a premier luxury builder meets the evolving, vibrant energy of Ocean Park. This premier end-unit townhome is a masterclass in light and scale, with soaring 10-foot ceilings and walls of glass that dissolve the boundary between the elegant, walnut-accented interior and a sprawling, private wraparound main floor patio. The kitchen serves as a bold design centerpiece, flowing effortlessly into a living area crafted for both quiet evenings and effortless entertaining. Upstairs, the primary suite offers a private balcony and a serene, spa-like bath, while the massive roof top patio elevates the everyday with panoramic coastal views. Complete with a private secured underground garage, the seller is available to collaborate on any buyer-desired interior changes, offering a unique opportunity to curate this space to your exact specifications in an area rapidly transforming into Santa Monica's most desirable enclave. Only one residence remains.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Diana Braun · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$17,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $229,900 · Loan: $2,069,100
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $13,338
- Property tax (1.25%)
- $2,395
- Homeowners insurance
- $300
- Mortgage insurance
- $862
- HOA dues
- $600
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $80,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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