212 Bay Street 103
Santa Monica, CA, 90405
$2,499,999
MLS: 26648767
Beds
2
Baths
3
Sq Ft
2,200
Lot
0.14 ac
Year Built
2025
MLS #
26648767
Days on Market
62
Listed
Feb 7, 2026
Description
Welcome to 212 Bay Street, a stunning collection of three brand new, architecturally refined townhomes in the Ocean Park neighborhood of Santa Monica, just steps from the beach! Although this is already a custom property, the seller/builder is open to further customization for the buyer. Only two are still available! This end unit, 103 is beautifully scaled with abundant natural light and has an enormous patio which wraps around three sides of this townhome! This is a meticulously built new project in which each residence showcases a blend of warm, natural materials and modern craftsmanship. Interiors boast voluminous open-plan living spaces with 10-foot ceilings and are surrounded by doors leading to the abundant outdoor space. Gourmet kitchens serve as the centerpiece of each home, featuring stainless steel appliances (including 8-burner stoves), under-cabinet lighting, Indian Absolute Black Leather countertops and an island of extra polished & honed Bianco Carrara. This kitchen/dining opens seamlessly to the light-filled living room with a dramatic wall, featuring a 75-inch fireplace surrounded by Nero Marquina Polished porcelain and walnut walls with built-in shelving. Floating oak stairs with under-stair lighting takes you to the second floor with private living quarters which includes 2, two-bedroom suites. The primary retreat boasts a landscaped balcony and a sumptuous, spa-inspired bath with dual vanities, and a walk-in shower & tub enclosure designed with refined simplicity. Enjoy glorious sunsets and ocean breezes from the enormous roof-top deck with breathtaking city and beach views, including views of Shutters and Casa del Mar, a reflection of this truly rarified neighborhood. Secure, spacious garage with two side-by-side parking spots, epoxy floors and a massive steel door has plenty of room for storage. This trio of new townhomes embodies the best of contemporary coastal architecture & living, just moments from all that Santa Monica has to offer - it's unparalleled dining, boutique shopping, the beach and historic pier.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Kate Bransfield · Coldwell Banker Realty
Payment estimate
$17,666
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $250,000 · Loan: $2,249,999
- Principal & Interest
- $13,824
- Property tax (1.25%)
- $2,604
- Homeowners insurance
- $300
- Mortgage insurance
- $937
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $87,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90405 (Santa Monica) within ±10% of this home's price and size.
$2,495,000
636 Bay
Santa Monica, 90405
$2,599,000
235 Ocean Park Boulevard 1
Santa Monica, 90405
$2,600,000
2682 34th Street
Santa Monica, 90405
$2,650,000
125 Pacific Street 8
Santa Monica, 90405
$2,695,000
3214 Highland Avenue 4
Santa Monica, 90405
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.