ActiveTownhouse

3214 Highland Avenue 4

Santa Monica, CA, 90405

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$2,395,000

MLS: 26840351

Beds

3

Baths

3

Sq Ft

1,963

Lot

0.24 ac

Year Built

2019

MLS #

26840351

Days on Market

18

Listed

May 29, 2026

Description

This rare and private tri-level townhome presents a unique opportunity for elevated living in Ocean Park. Featuring over 500 square feet of private outdoor space, the exceptional design of this modern 3 bedroom, 3 bathroom retreat features seamless indoor-outdoor California living with a main level terrace and expansive private rooftop deck. The largest and most private unit in the complex, this home delivers an exceptional blend of space, scale, functionality and modern elegance. The main level features an open concept layout with an entryway that leads to the oversized living room and gourmet kitchen with custom walnut cabinets, an oversized island and a Miele appliance suite. The kitchen anchors the space and leads to the dining room and floor to ceiling pocket doors, opening up to the main level terrace, one of three distinct and private outdoor spaces in the home. The second level features a primary bedroom suite of impressive scale with a private balcony, two walk-in closets and a light-filled bathroom with a double vanity, deep soaking tub and separate shower. Rounding out the upper level of the home is a large landing leading to two additional bedrooms, a second full bathroom, a laundry room and interior stairs leading to the third level full-floor rooftop deck. The serene rooftop terrace features ample space for outdoor entertaining and dining- ideal for morning yoga, every day enjoyment and evenings showcasing sweeping views and impressive sunsets. Additional highlights include a private enclosed subterranean side-by-side 2-car garage with gated rear access and multiple gated pedestrian entrances to the 6-unit boutique complex. This spectacular residence is ideally located in one of California's most vibrant coastal communities just moments from the beaches of Santa Monica and Rose Avenue shopping and dining.

Location

Santa Monica, Los Angeles County, CA 90405

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Listed by: Tara Burns · The Oppenheim Group, Inc.

Payment estimate

$18,131

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $239,500 · Loan: $2,155,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$13,653
Property tax (1.25%)
$2,495
Homeowners insurance
$300
Mortgage insurance
$898
HOA dues
$785
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $83,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Santa Monica, CA 90405 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.