21258 Jeffery
Tehachapi, CA, 93561
$475,000
MLS: PI26057339
Beds
3
Baths
2
Sq Ft
1,470
Lot
2.83 ac
Year Built
1970
MLS #
PI26057339
Days on Market
25
Listed
Mar 16, 2026
Description
This home has been held by the same family since it was originally built by the seller's grandparents. Professional photos will be available soon. As you walk up notice the flagstone walkway and the views you can enjoy. The home features three carpeted bedrooms and 1.75 bathrooms with original tile in excellent condition. Situated on approximately 2.80 acres including being on a corner lot, the living room offers abundant natural light and stunning views. The kitchen includes tile countertops, an electric stove, and a refrigerator, all complemented by views from the kitchen window. Adjacent to the kitchen is a large dining area featuring a built-in hutch/bar. For climate control, the property is equipped with natural gas and a rooftop dual-pack heating and air conditioning unit and is on septic and Golden Hills Water. Livestock around check with county if permitted on this property.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lanetta Ashmore · Watson Realty
Payment estimate
$3,501
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1%)
- $396
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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