214 N 7th
Santa Paula, CA, 93060
$899,000
MLS: SR26054667
Beds
4
Baths
2
Sq Ft
2,068
Lot
0.23 ac
Year Built
1914
MLS #
SR26054667
Days on Market
1
Listed
Mar 12, 2026
Description
Opportunity, space, and future potential — all in one property. Welcome to 214 N 7th St, a beautifully turnkey home set on an expansive 10,092 sq ft lot that opens the door to endless possibilities. Over the past two years, the property has been thoughtfully updated, giving buyers the benefit of modern upgrades while maintaining the charm of the home. Improvements include new flooring, updated kitchen cabinets and countertops, remodeled bathrooms, newer windows, and a newer roof, creating a move-in ready living space. The home has also been upgraded with a brand new HVAC system, providing comfort and energy efficiency year-round. Beyond the home itself, the true value lies in the rare lot size and detached garage, creating an incredible opportunity for a future ADU conversion, guest house, rental income unit, or multigenerational living space (buyer to verify). Imagine transforming the spacious backyard into your dream outdoor retreat, expanding the home, or creating additional living space to maximize the property's potential. Properties with large lots, detached garages, and ADU possibilities are becoming increasingly desirable — and this property delivers on all three. Located in the welcoming community of Santa Paula, you'll enjoy the charm of small-town living while still being close to local shops, dining, parks, and everyday conveniences. Whether you're looking for a place to call home or a property with long-term investment potential, this property is full of opportunity.
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Juan C. Santana · Park Regency Realty
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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