21420 Reed Place
California City, CA, 93505
$379,900
MLS: SR26009264
Beds
4
Baths
3
Sq Ft
1,858
Lot
0.25 ac
Year Built
2025
MLS #
SR26009264
Days on Market
0
Listed
Jan 22, 2026
Description
Discover this beautiful, newly built home at 21420 Reed Place in California City! Featuring 4 bedrooms and 3 bathrooms, this modern residence offers an open, airy layout designed for entertaining and comfortable living. Fully paid solar panels provide energy efficiency and long-term savings. A separate junior ADU adds versatility—perfect for guests, multi-generational living, or rental potential. This home delivers the ideal mix of style, functionality, and location. Don't miss your chance to make it yours!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Kyle Gordon · Luxury Collective
Payment estimate
$2,860
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,990 · Loan: $341,910
- Principal & Interest
- $2,101
- Property tax (1%)
- $317
- Homeowners insurance
- $300
- Mortgage insurance
- $142
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $13,297 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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