7343 Bay Avenue
California City, CA, 93505
$344,000
MLS: 26000095
Beds
3
Baths
2
Sq Ft
1,689
Lot
0.19 ac
Year Built
1988
MLS #
26000095
Days on Market
120
Listed
Jan 6, 2026
Description
Veterans! Pay attention to this! Assume VA loan with VA Eligibility. $291,600 @ 3.75% This is the perfect entertainment home. Home features plenty of open space concept, wood laminate throughout to be installed. The kitchen offers plenty of storage space. The home also features a separate family room/office. The exterior features RV side parking, outdoor BBQ kitchen area and gorgeous inground pool. Home is on solar, pool monthly services included. This home won't last....it has everything you need.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Cheryl Stanford · IMC Real Estate & Loans
Payment estimate
$2,618
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,400 · Loan: $309,600
- Principal & Interest
- $1,902
- Property tax (1%)
- $287
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $12,040 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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