215 Cibola
Needles, CA, 92363
$129,000
MLS: JT26038708
Beds
2
Baths
1
Sq Ft
1,064
Lot
0.11 ac
Year Built
1905
MLS #
JT26038708
Days on Market
1
Listed
Feb 20, 2026
Description
Charming Early 1900’s Home Near the Colorado River Step back in time with this charming early 1900’s home that beautifully blends historic character with modern updates. Featuring 2 bedrooms, 1 bath, and a versatile bonus room, this property offers both comfort and flexibility. The updated kitchen includes newer cabinets and finishes, perfectly balancing modern convenience with vintage charm. Enjoy the spacious backyard—ideal for relaxing, entertaining, or adding your personal touch. Conveniently located near the Colorado River and scenic desert trails, this home is perfect for outdoor enthusiasts seeking a mix of adventure and tranquility. Whether you’re looking for a cozy starter home or an ideal rental income property, this gem offers endless potential. Don’t miss your chance to make it yours!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Shantell Hazlewood · River Sisters Realty
Payment estimate
$1,196
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $12,900 · Loan: $116,100
- Principal & Interest
- $713
- Property tax (1.25%)
- $134
- Homeowners insurance
- $300
- Mortgage insurance
- $48
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $4,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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