1602 Collins
Needles, CA, 92363
$139,000
MLS: SR26058632
Beds
2
Baths
1
Sq Ft
1,201
Lot
0.11 ac
Year Built
1956
MLS #
SR26058632
Days on Market
2
Listed
Mar 31, 2026
Description
Well-maintained and thoughtfully designed home in the heart of Needles offering space, functionality, and long-term potential. This 2-bedroom, 1-bath residence features approximately 1,201 sq ft with a spacious layout, abundant cabinetry, and a generously sized kitchen ideal for everyday living and entertaining. The home showcases unique built-in features, adding both character and practical storage throughout, along with durable tile flooring and a layout that flows comfortably from room to room. A standout feature is the detached garage/workshop, offering valuable additional space for storage, hobbies, or potential workspace — a rare and highly desirable amenity in the area. The property also includes a private backyard with room to enhance, garden, or create your own outdoor retreat. This property presents an excellent opportunity for owner-occupants or investors seeking a clean, functional home with upside potential. Conveniently located near local amenities and just minutes from the Colorado River.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Leslie Sinacori · Preferred Home Brokers
Payment estimate
$1,266
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $13,900 · Loan: $125,100
- Principal & Interest
- $769
- Property tax (1.25%)
- $145
- Homeowners insurance
- $300
- Mortgage insurance
- $52
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $4,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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