$375,000
MLS: 26002513
Beds
3
Baths
2
Sq Ft
1,959
Lot
0.21 ac
Year Built
1989
MLS #
26002513
Days on Market
84
Listed
Mar 27, 2026
Description
Custom Built Pool Home! Paid for Solar! 4x6 construction, beautiful beam ceiling, tile roof, all the whistles & bells! This is a Pepper Williams Construction's premier home. No expense was spared. The double fireplace, built in wet bar, built in desk and formal dining room enrich the living space with multiple areas for study and enjoyment. This is an entertainer's delight. You will enjoy a large covered patio, gorgeous in-ground gunite pool, and mountain views. There is Room for the RV as well. There is separate parking for the largest motorhome. All the rooms are spacious. The master bedroom suite has access to the pool, and there is a large walk in closet, Granite countertops, designer glass sinks, beautiful tile.....and Solid mohagany doors enrich your retreat. Plenty of room for the largest bedroom set.... The other two bedrooms are large & spacious as well. Check out the matterport walk thru for a closer look. Do a virtual walkthru taking time to enjoy each room's special personality. You could not duplicate this home at today's contruction costs for this price. This home's quality contruction will only improve with age.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Cheryl Stanford · IMC Real Estate & Loans
Payment estimate
$2,880
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,127
- Property tax (1%)
- $313
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. Mike Watson works California City land and home deals across the region and can help you weigh a finished home against a raw-lot hold. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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