$340,000
MLS: 226002378
Beds
3
Baths
2
Sq Ft
1,680
Lot
0.24 ac
Year Built
1992
MLS #
226002378
Days on Market
34
Listed
May 21, 2026
Description
POOL home, offering a great opportunity to enjoy those hot desert days right from your own backyard. With a private pool, spacious interior, and a comfortable layout, this home makes everyday living easy and enjoyable without having to leave the house.As you enter, you are welcomed by a bright living room with vaulted ceilings, a fireplace, and plenty of natural light. The space feels open and inviting, perfect for relaxing or spending time with family and friends.The kitchen sits right next to the living area, creating an easy flow between spaces. It offers plenty of cabinets, a breakfast bar, pantry, and stainless steel appliances, making it both functional and connected to the main living space. Just beside it, the dining area is a flexible space that works well for everyday meals or when hosting.The primary bedroom is a peaceful retreat with direct access to the patio. The bathroom includes dual sinks, a soaking tub, a walk in closet, and a dressing vanity. Two additional bedrooms give you options for guests, family, or a home office, with a full bathroom nearby.Out back, you will find a private desert style yard with no grass, making it easy to maintain. The covered patio and pool create a great space to cool off, relax, or spend time with others during the warmer months.The home offers spacious rooms and a layout that feels comfortable and easy to live in, with the pool adding that extra touch for enjoying the desert lifestyle.Located near parks, desert trails, and Tierra Del Sol Golf Course, you have easy access to outdoor activities while still enjoying the comfort of home.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Yeisy Vasquez Nielson · Keller Williams Westlake Village
Payment estimate
$2,639
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,000 · Loan: $306,000
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,928
- Property tax (1%)
- $283
- Homeowners insurance
- $300
- Mortgage insurance
- $128
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. Mike Watson works California City land and home deals across the region and can help you weigh a finished home against a raw-lot hold. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $11,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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