21620 Ginger Court
Tehachapi, CA, 93561
$430,000
MLS: 26005136
Beds
3
Baths
2
Sq Ft
1,426
Lot
0.55 ac
Year Built
1989
MLS #
26005136
Days on Market
11
Listed
Jul 2, 2026
Description
This charming home in East Golden Hills Tehachapi offers a comfortable and spacious living space of 1,426 sq ft. The house features three bedrooms and two bathrooms, providing ample space for a growing family or for hosting guests. Sitting on a generous 0.55-acre lot, this home offers endless possibilities. Upon entering, you'll find a cozy family room with a centralized woodburning stove (now featuring a gas insert fireplace), perfect for creating a warm and inviting atmosphere during the colder months. The dining room provides a lovely space for enjoying meals with loved ones. The updated kitchen is a highlight of the home, featuring a peninsula that offers additional counter space and seating--ideal for preparing meals and entertaining guests. The oversized two-car garage provides plenty of room for parking and additional storage. The guest bathroom and master ensuite have been tastefully updated, offering a modern and luxurious feel. The home boasts both a fenced front yard and a double cross-fenced backyard, providing a safe and secure space for children and pets to play. Recent improvements include: New energy-efficient windows (2022), Electrical conduit and water lines run in the backyard for a future workshop build, Electrical conduit and water lines run in the backyard for a future entertainment area (pergola, outdoor kitchen), low-voltage wires run in the backyard for landscape lighting, Irrigation lines installed in the front and backyard for future lawn installation The recently planted baby privacy trees enhance the privacy and tranquility of the backyard. A covered back patio is the perfect spot for outdoor relaxation and entertaining, while the large side yard with RV access offers convenient storage for recreational vehicles. One of the unique features of this home is its location, as it backs up to CSD land, ensuring that no further development will occur behind the property. This provides a wonderful sense of privacy and tranquility The home is ideally situated within walking distance to the local park, offering opportunities for outdoor recreation and leisure. Being located at the end of a cul-de-sac adds to the peacefulness and safety of the neighborhood. Finally, this home offers breathtaking mountain views, creating a picturesque backdrop for everyday living. Don't miss the chance to own this beautiful home in East Golden Hills Tehachapi!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorena Semerenko · RE/MAX All-Pro
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,286
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $387,000
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,466
- Property tax (1%)
- $358
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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