21637 Del Oro
Apple Valley, CA, 92308
$350,000
MLS: HD26055007
Beds
3
Baths
2
Sq Ft
1,503
Lot
2.50 ac
Year Built
1953
MLS #
HD26055007
Days on Market
20
Listed
Mar 14, 2026
Description
Situated on 2.5 acres of flat, usable land, this Apple Valley property offers space, privacy, and beautiful desert views. The fully fenced lot provides plenty of room for animals, recreation, and future possibilities, and is ideal for horse property. The home has been extensively updated with numerous recent improvements including a new roof, new septic, new tile flooring, new plumbing, including a new tankless water heater, new gas meter and gas lines, and fresh exterior paint. The interior features new kitchen cabinets and updated flooring throughout. This cute home will not disappoint you. Additional upgrades include energy-efficient ductless heating and cooling with two new Energy Star AC units, providing comfort and efficiency year-round. With wide open space and modern updates already completed, this property offers a great opportunity to enjoy country-style living while still being conveniently located in Apple Valley.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Barbara Gottuso · Coldwell Banker Home Source
Payment estimate
$2,731
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,000 · Loan: $315,000
- Principal & Interest
- $1,935
- Property tax (1.25%)
- $365
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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