Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

2168 W 1st

San Bernardino, CA, 92407

1 / 2View all 2 photos

$550,000

MLS: NP25232729

Beds

3

Baths

1

Sq Ft

1,071

Lot

0.36 ac

Year Built

1962

MLS #

NP25232729

Days on Market

12

Listed

Oct 4, 2025

Description

***DRIVE BY ONLY AT THIS TIME*** Great home in the Muscoy coveted area. Come and See this great property that offers a Big Lot, Ample space for storage , parking , or Family events. Call Now for a private showing today!

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Marisol De La Torre · LPT Realty, Inc

Payment estimate

$4,121

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000

%
Principal & Interest
$3,041
Property tax (1.25%)
$573
Homeowners insurance
$300
Mortgage insurance
$206
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See San Bernardino, CA 92407 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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