PendingSingleFamilyResidence

2825 Cincinnati St

San Bernardino, CA, 92407

1 / 17View all 17 photos

$510,000

MLS: IV26079240

Beds

3

Baths

2

Sq Ft

1,144

Lot

0.16 ac

Year Built

1984

MLS #

IV26079240

Days on Market

5

Listed

Apr 13, 2026

Description

Located in the desirable North San Bernardino area, this 3-bedroom, 2-bath home presents an excellent opportunity for buyers looking to create their ideal space. Featuring a functional layout and situated in a well-established neighborhood, this property offers incredible potential. Enjoy beautiful mountain views and a prime location with convenient access to the 215 freeway, shopping, and schools. Whether you’re an investor or a buyer ready to add your personal touch, this home is full of possibilities. Don’t miss this opportunity to own in a great location!

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: HEUBLIN RAMOS RODRIGUEZ · KELLER WILLIAMS RIVERSIDE CENT

Payment estimate

$3,843

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $51,000 · Loan: $459,000

%
Principal & Interest
$2,820
Property tax (1.25%)
$531
Homeowners insurance
$300
Mortgage insurance
$191
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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