21751 Locust Street
California City, CA, 93505
$149,900
MLS: 25007997
Beds
3
Baths
2
Sq Ft
1,484
Lot
0.09 ac
Year Built
2004
MLS #
25007997
Days on Market
223
Listed
Oct 15, 2025
Description
Welcome to this beautiful manufactured home on its own land, nestled in a friendly and secure community! Enjoy peace of mind with fencing all around for privacy, and a warm neighborhood atmosphere perfect for families, first-time buyers, or anyone seeking comfort and space. This home offers the perfect blend of country-style living with modern convenience — plenty of outdoor room to garden, entertain, or simply relax and enjoy the peaceful surroundings.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Juan Fernandez · Real Brokerage Technologies
Payment estimate
$1,310
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $14,990 · Loan: $134,910
- Principal & Interest
- $829
- Property tax (1%)
- $125
- Homeowners insurance
- $300
- Mortgage insurance
- $56
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $5,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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