21772 69th Street
California City, CA, 93505
$182,000
MLS: 24007635
Beds
3
Baths
2
Sq Ft
1,246
Lot
0.08 ac
Year Built
2003
MLS #
24007635
Days on Market
505
Listed
Oct 20, 2025
Description
Beautiful 3 bedroom 2 bath 1,246 sq ft home located in the Desert Hacienda Community. Very well maintained home, laminate flooring, vaulted ceilings, custom paint and spacious bedrooms with ample closet space. Master bath has dual granite vanity, tile floors, large garden tub with walk in shower & glass door. Many community amenities, including a pool, spa, BBQ area, gym, and more. No space rent. A must see!
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Serina Rodarte · RE/MAX Clearview
Payment estimate
$1,526
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $18,200 · Loan: $163,800
- Principal & Interest
- $1,006
- Property tax (1%)
- $152
- Homeowners insurance
- $300
- Mortgage insurance
- $68
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $6,370 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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