21010 Lodi Pl
California City, CA, 93505
$189,900
MLS: 26001738
Beds
3
Baths
2
Sq Ft
1,063
Lot
0.21 ac
Year Built
1971
MLS #
26001738
Days on Market
55
Listed
Feb 28, 2026
Description
Welcome to 21010 Lodi Pl! This single-story 3-bedroom, 2-bathroom home is situated on a cul-de-sac and offers a comfortable, functional layout. The living room features vaulted ceilings and is open to the eat-in dining area and kitchen, creating an inviting space for everyday living and gatherings. The property offers nicely sized front and rear yards, providing plenty of room for outdoor enjoyment, gardening, or entertaining. An oversized driveway allows for ample parking and is complemented by a 2-car attached garage for added convenience. In the backyard, you'll find a covered patio--ideal for relaxing or hosting while enjoying the outdoor space. With its cul-de-sac location and generous lot, this property presents a wonderful opportunity to make it your own.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Andrea Castaneda · RE/MAX All-Pro
Payment estimate
$1,580
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $18,990 · Loan: $170,910
- Principal & Interest
- $1,050
- Property tax (1%)
- $158
- Homeowners insurance
- $300
- Mortgage insurance
- $71
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $6,647 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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