21801 Mesquite Street
California City, CA, 93505
$139,995
MLS: 26001041
Beds
3
Baths
2
Sq Ft
1,584
Lot
0.10 ac
Year Built
1985
MLS #
26001041
Days on Market
78
Listed
Feb 6, 2026
Description
Welcome to this spacious 3 bedroom, 2 bathroom modular home offering 1,584 sq. ft. of living space on owned land—no space rent! Located in a well-maintained park with a low HOA of only $124/month, this home is packed with potential. Inside, you'll find a large family room and open-concept layout, perfect for entertaining or customizing to fit your style. The home features many important upgrades, including new electrical, HVAC system, exterior doors, newer windows, and exterior paint. A permitted patio extension expands your living area, giving you more space to enjoy. The exterior offers plenty of extras with two sheds, new concrete, and a covered carport for parking. The interior needs finishing touches, giving you the opportunity to create your perfect home and style it just the way you want. A rare find in a community where you own the land—this home offers the foundation, updates, and space to make it truly yours.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Shelly Self · RE/MAX All-Pro
Payment estimate
$1,243
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $14,000 · Loan: $125,995
- Principal & Interest
- $774
- Property tax (1%)
- $117
- Homeowners insurance
- $300
- Mortgage insurance
- $52
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $4,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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