$719,000
Original list price: $798,000
MLS: PF26072448
Beds
3
Baths
2
Sq Ft
2,244
Lot
0.15 ac
Year Built
1963
MLS #
PF26072448
Days on Market
133
Listed
Apr 11, 2026
Description
Major Price Improvement! FULLY FURNISHED. Nestled in the heart of Lake Arrowhead's prestigious Palisades neighborhood, this stunning mountain home at 220 Oak Dr has been meticulously transformed by an accomplished interior designer. This home is being sold fully furnished! Every corner radiates sophistication with custom touches: handcrafted wood accents, artisanal lighting fixtures, and a seamless blend of rustic charm and modern elegance. Vaulted ceilings, floor-to-ceiling windows framing breathtaking forest views, and a cozy stone fireplace create the perfect alpine escape. With energy efficient mini splits on the two main levels you'll be cool in the summer and nice and toasty in the winter. Just some of the upgrades include new surrounding gutters with heaters to help fend off the ice, as well as a reverse osmosis Water filtration system right at kitchen sink. The brand new panel coupled with the generator switch for main and top level back up power, means you'll always be prepared. Enjoy coveted lake rights for effortless access to pristine waters—launch your boat, kayak, or simply unwind by the shore. You're also in walking distance to everything: boutique shops, the famous Mountain Coffee roastery, and the sparkling lakefront. No car needed for those leisurely mountain mornings. This turnkey gem offers 3 bedrooms, 2 baths, and a bonus room, that can be used as a 4th bedroom. Downstairs bedroom can be used as a separate apartment with its own living room and its own entrance. An open-concept kitchen with designer appliances, and a private deck ideal for summer barbecues or stargazing. Own a one of a kind, Lake Arrowhead luxury, resort style home! This is an amazing opportunity for Airbnb, Short or medium term rentals, and its ready to go!
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Jeromy Robert · The Agency
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,473
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $71,900 · Loan: $647,100
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,154
- Property tax (1.25%)
- $749
- Homeowners insurance
- $300
- Mortgage insurance
- $270
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $25,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lake Arrowhead, CA 92352 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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