ActiveSingleFamilyResidence

220 Oak Dr.

Lake Arrowhead, CA, 92352

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$798,000

MLS: PF26072448

Beds

3

Baths

2

Sq Ft

2,244

Lot

0.15 ac

Year Built

1963

MLS #

PF26072448

Days on Market

7

Listed

Apr 11, 2026

Description

Nestled in the heart of Lake Arrowhead's prestigious Palisades neighborhood, this stunning mountain home at 220 Oak Dr has been meticulously transformed by an accomplished interior designer. This home is being sold fully furnished! Every corner radiates sophistication with custom touches: handcrafted wood accents, artisanal lighting fixtures, and a seamless blend of rustic charm and modern elegance. Vaulted ceilings, floor-to-ceiling windows framing breathtaking forest views, and a cozy stone fireplace create the perfect alpine escape. With energy efficient mini splits on the two main levels you'll be cool in the summer and nice and toasty in the winter. Just some of the upgrades include new surrounding gutters with heaters to help fend off the ice, as well as a reverse osmosis Water filtration system right at kitchen sink. The brand new panel coupled with the generator switch for main and top level back up power, means you'll always be prepared. Enjoy coveted lake rights for effortless access to pristine waters—launch your boat, kayak, or simply unwind by the shore. You're also in walking distance to everything: boutique shops, the famous Mountain Coffee roastery, and the sparkling lakefront. No car needed for those leisurely mountain mornings. This turnkey gem offers 3 bedrooms, 2 baths, an open-concept kitchen with designer appliances, and a private deck ideal for summer barbecues or stargazing. Own a one of a kind, Lake Arrowhead luxury, resort style home! This is an amazing opportunity for Airbnb, Short or medium term rentals, and its ready to go!

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: Jeromy Robert · The Agency

Payment estimate

$5,843

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $79,800 · Loan: $718,200

%
Principal & Interest
$4,413
Property tax (1.25%)
$831
Homeowners insurance
$300
Mortgage insurance
$299
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $27,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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