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ActiveSingleFamilyResidence

220 Oak Dr.

Lake Arrowhead, CA, 92352

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$719,000

Original list price: $798,000

MLS: PF26072448

Beds

3

Baths

2

Sq Ft

2,244

Lot

0.15 ac

Year Built

1963

MLS #

PF26072448

Days on Market

133

Listed

Apr 11, 2026

Description

Major Price Improvement! FULLY FURNISHED. Nestled in the heart of Lake Arrowhead's prestigious Palisades neighborhood, this stunning mountain home at 220 Oak Dr has been meticulously transformed by an accomplished interior designer. This home is being sold fully furnished! Every corner radiates sophistication with custom touches: handcrafted wood accents, artisanal lighting fixtures, and a seamless blend of rustic charm and modern elegance. Vaulted ceilings, floor-to-ceiling windows framing breathtaking forest views, and a cozy stone fireplace create the perfect alpine escape. With energy efficient mini splits on the two main levels you'll be cool in the summer and nice and toasty in the winter. Just some of the upgrades include new surrounding gutters with heaters to help fend off the ice, as well as a reverse osmosis Water filtration system right at kitchen sink. The brand new panel coupled with the generator switch for main and top level back up power, means you'll always be prepared. Enjoy coveted lake rights for effortless access to pristine waters—launch your boat, kayak, or simply unwind by the shore. You're also in walking distance to everything: boutique shops, the famous Mountain Coffee roastery, and the sparkling lakefront. No car needed for those leisurely mountain mornings. This turnkey gem offers 3 bedrooms, 2 baths, and a bonus room, that can be used as a 4th bedroom. Downstairs bedroom can be used as a separate apartment with its own living room and its own entrance. An open-concept kitchen with designer appliances, and a private deck ideal for summer barbecues or stargazing. Own a one of a kind, Lake Arrowhead luxury, resort style home! This is an amazing opportunity for Airbnb, Short or medium term rentals, and its ready to go!

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: Jeromy Robert · The Agency

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,473

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $71,900 · Loan: $647,100

%

Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,154
Property tax (1.25%)
$749
Homeowners insurance
$300
Mortgage insurance
$270
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 20, 2026

30-year fixed
6.65%
15-year fixed
5.95%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $25,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92352 (Lake Arrowhead)within ±10% of this home's price and size.

Local Market Stats

See Lake Arrowhead, CA 92352 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.