$529,364
Original list price: $554,004
MLS: IG25054497
Beds
4
Baths
3
Sq Ft
1,812
Lot
0.06 ac
Year Built
2025
MLS #
IG25054497
Days on Market
459
Listed
Mar 12, 2025
Description
Discover this inviting Niagra home. Included features: open living and dining rooms; an impressive kitchen with 42" cabinets, quartz countertops and a generous island; a main-floor bedroom and bath; a convenient laundry; a large loft; a spacious primary suite showcasing a private bath and an oversized walk-in closet; and two additional bedrooms with a shared bath. This home also offers ceiling fan prewiring. Visit today!
Location
San Bernardino, San Bernardino County, CA 92346
Open on Google Maps ↗Listed by: John Bayless · RICHMOND AMERICAN HOMES
Payment estimate
$4,213
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,936 · Loan: $476,428
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,018
- Property tax (1.25%)
- $551
- Homeowners insurance
- $300
- Mortgage insurance
- $199
- HOA dues
- $145
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,528 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Highland, CA 92346 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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