27126 Pacific
Highland, CA, 92346
$550,000
MLS: OC26049748
Beds
3
Baths
2
Sq Ft
1,800
Lot
0.20 ac
Year Built
1908
MLS #
OC26049748
Days on Market
42
Listed
Mar 7, 2026
Description
Rare duplex opportunity in Highland with immediate income potential and future flexibility for investors or owner occupants. This versatile property offers a rare combination of income generation, practical utility setup, and long term upside. The property features two separate units with a desirable layout: one spacious 2 bedroom, 1 bathroom unit and one 1 bedroom, 1 bathroom unit. Property highlights include a 2 car garage, two gas meters, one water meter, two separate water heaters, and an extra valuable additional storage area. The large backyard adds strong appeal, offering generous outdoor space for entertaining, gardening, or future enhancement. Whether you are an investor seeking steady cash flow, a buyer looking for multigenerational living, or someone wanting to live in one unit while generating supplemental income from the second, this property presents outstanding potential in an established Highland location close to schools, shopping, dining, and commuter access.
Location
Highland, San Bernardino County, CA 92346
Open on Google Maps ↗Listed by: Derek Dunn · Keller Williams Realty
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Highland home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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