2221 Ocean Avenue 101
Santa Monica, CA, 90405
$1,499,999
MLS: 25624109
Beds
1
Baths
1
Sq Ft
870
Lot
0.24 ac
Year Built
1973
MLS #
25624109
Days on Market
142
Listed
Dec 1, 2025
Description
Direct Ocean Views, Santa Monica - Prime Condo Under $1.5M -Rare opportunity to own a gorgeous fully remodeled beachfront residence on Santa Monica's iconic Ocean Avenue. This light-filled home features a flowing entertainer's layout, brand-new double-pane windows and sliding doors, and beautiful hardwood flooring throughout. Enjoy unobstructed Pacific Ocean views from the living and dining areas and a spacious balcony with teak flooring, perfect for indoor-outdoor living. The modern chef's kitchen is equipped with top-of-the-line stainless steel appliances, custom marble tops, custom cabinetry with built-ins, a wine refrigerator, and breakfast bar, teak flooring in the balcony which faces West to the ocean. The expanded bedroom includes custom closet organizers and a luxurious spa-inspired bathroom. Additional highlights include two tandem parking spaces in the gated garage with remote-access entry. Steps from Shutters, Casa del Mar, Regent - 5-Star Hotels, Santa Monica Pier, Main Street dining, and oceanfront paths, this home is ideal as a primary residence, pied--terre, or lock-and-leave beach retreat. Unmatched value for direct coastal living with beautiful sunsets to enjoy!
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Anolan Dragitsch · Nest Seekers
Payment estimate
$10,720
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $150,000 · Loan: $1,349,999
- Principal & Interest
- $8,295
- Property tax (1.25%)
- $1,562
- Homeowners insurance
- $300
- Mortgage insurance
- $562
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $52,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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