2222 Tortuga Street
Acton, CA, 93510
$862,500
MLS: 226001547
Beds
3
Baths
3
Sq Ft
1,906
Lot
2.58 ac
Year Built
1980
MLS #
226001547
Days on Market
7
Listed
Apr 7, 2026
Description
Welcome to this charming two-story ranch home set on approximately 2.5 acres, offering peaceful country living with everyday convenience. With 3 bedrooms and 2.5 bathrooms, this property blends comfort, function, and a true ranch lifestyle. The first floor features a spacious living room with a classic brick fireplace, a separate family room, and an updated kitchen with granite countertops and a breakfast bar, perfect for gathering and entertaining. A large formal dining room adds an elegant touch, while rich wood-look laminate flooring runs throughout the main living areas. The downstairs also includes a guest bath with stone countertops and a convenient laundry room/butler's pantry area. Upstairs, the large spacious primary suite offers a relaxing retreat with a spa-like bathroom featuring slate flooring and stylish accents. Two secondary bedrooms include mirrored closet doors, ceiling fans and share a well-appointed bath. Step outside to a fully fenced approx. 2.5-acre property with protective top fencing, ideal for animals and equestrian use. The grounds include horse facilities with a riding arena, round pen, wash rack with hot and cold water, and covered hay storage, along with unique features such as an owl tower and a charming 'Little House on the Prairie'-inspired outhouse. Nearby horse trails make this an exceptional setting for riders. Additional highlights include central AC and heat, and a two-car extended garage with an optional tack room. Conveniently located near the 14 freeway, offering easy access to Palmdale and the Valley while enjoying the space and serenity of ranch living.
Location
Acton, Los Angeles County, CA 93510
Open on Google Maps ↗Listed by: Margaret Boyte-Moya · Keller Williams Exclusive Properties
Payment estimate
$6,291
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,250 · Loan: $776,250
- Principal & Interest
- $4,769
- Property tax (1.25%)
- $898
- Homeowners insurance
- $300
- Mortgage insurance
- $323
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $30,188 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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